Is it better to enjoy your money when you earn it

IELTS Writing Task 2 with sample answer.

You should spend about 40 minutes on this task.

Is it better to enjoy your money when you earn it or is it better to save your money for some time in the future?

Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Write at least 250 words.

Sample Answer:
In modern society, spending money is more challenging than earning or obtaining money. Because people have a lot of issues for spending money, whereas, emergency may take place at any time in this complicated society. Many people are aware of what way they should spend money, while others are simply spendthrift. They do not know how to spend money frugally. They just want to get instant pleasure from what they earn. In my case, I always tend to save a reasonable amount of my salary for either to cover emergency need or to realize my dreams.

To start with, one should live in an acceptable manner pertaining to financial matters. In addition, a person should tame his desire and never should cross the limit so that he spend money sensibly. Because no one can know when terrible event may happen. Everybody should take preparation for future dangerous incidents. As an example, consider a situation where your mother suddenly gets sick and she needs a major surgery. In that case, you are required a lot of money. If you have savings, only then you can handle the situation very well. Otherwise, any terrible incident may take place. Thus, spending money sensibly and saving it may help us to get rid of unpleasant events.

Likewise, everyone has his dreams and he wants to realize it. A man with a savings habit can make his dream comes true sooner or later no matter what it costs. For example, I always dream for a nice, costly apartment, and at last, I bought a luxurious apartment last year. This was far from my ability, but this was possible only due to my frugal spending and saving habit. So, with frugal spending and saving money, you can realize your dream no matter how it is big.

To reiterate, I would like to say everybody should take a hard look at his finances such as, budget, debts, income, and expenses, and should try to understand where his money is going and where s/he can budget in a better way. And only then he can save money for unforeseen problem and realize his dreams as well. So, it, thus, is said that it is wise to save money for future.